SCB Siam Commercial Bank in Thailand: All You Need to Know

If you’re planning on living in Thailand, opening a bank account is one of the first things you should consider. SCB, also known as Siam Commercial Bank, is a popular choice among locals and expats alike. Here’s SCB Siam Commercial Bank in Thailand: All You Need to Know pos about opening an account, using their services, and more.

Opening an Account

To open an account at SCB, you will need a working visa, a Thai phone number, a passport, and a phone with the Line application installed. While it’s possible to open an account with a tourist visa, it may depend on the branch and your luck. The process takes about 30 minutes.

English Language

If you’re an English speaker, you may find it challenging to communicate with bank employees, especially in Chiang Mai. While some branches may have at least one English speaker, it’s not guaranteed. In case of any problem, the employees may have to call bank support or another branch to find someone who can help you.

SCB Siam Commercial Bank Cards and ATMs

SCB uses six-digit pin codes instead of the usual four digits for added security. You can find SCB ATMs almost everywhere, and they offer English language support. Just be prepared for the loud “please take your money/card” message once the transaction is done.

Line Application

Linking your bank account to the Line application allows you to receive income and outcome notifications via chat messages. You will receive notifications for ATM withdrawals, PromptPay transactions, and more.

SCB Siam Commercial Bank Mobile Application

SCB’s mobile app lets you pay for your electricity bill by scanning the QR code on your bill. You can also use the PromptPay option, which lets you use the recipient’s phone number instead of their bank account. There are many other features, such as regular bank transfers, that you can explore.

PromptPay

To receive money via PromptPay, you need to set it up on your phone. The app offers options for generating QR codes for payment and scanning them via another phone. You can use PromptPay for transactions like Grab taxi, Grab food, and more.

Card Payments in Thailand

Unlike in the UK, where card payments are widely accepted, cash is king in Thailand. You’ll rarely see locals paying by card in shops like Tesco Lotus or 7-11. However, it’s still possible to use your card for online shopping and other transactions. Also, linking your card to Grab may offer discounts on your purchases.

Transaction Reports

SCB’s mobile app automatically saves transaction reports on your device. You can easily share them via messenger or as an attachment later.

SCB Siam Commercial Bank in Thailand: All You Need to Know – Conclusion

SCB is a reliable bank with a wide network of branches and ATMs across Thailand. While there may be language barriers and some differences in payment methods, using their services can be a convenient option for your banking needs while living in Thailand.